Why we start from what you've got

Alternative Business Funding helps Australian business owners find non-bank funding routes by starting with what the business already holds: unpaid invoices, equipment, stock, property, steady sales, signed contracts or a trading history. It is operated by Techgen LLC Pty Ltd (ACN 696 942 391), trading as Alternative Business Funding.

Who do we help?

Owners of small and medium Australian businesses who need funding and are not sure which door to knock on. Some have been declined by a bank. Some have never approached one because their income is lumpy, their trading history is short, or most of their value sits in equipment and customers rather than a house. Sole traders, partnerships, companies and trusts are all welcome to enquire.

Why start from what you hold?

Because that is how alternative funders actually think. An invoice funder cares who owes you money. An equipment financier cares about the machine. A property lender cares about equity. A bank cares about the whole file. If you begin with a loan product you tend to hear about the products someone wants to sell. If you begin with what you hold, the list of sensible routes gets short and honest very quickly.

That idea runs through everything here, from the pages organised by what you hold to the Funding finder and the Bank said no? Decoder.

The promises we make

How do we work?

You tell us what you need through a short enquiry. A person reads it, calls you, and talks through the routes that look realistic, with the trade-offs and the paperwork each one asks for. If something is a poor fit we say so. We do not publish interest rates, because every facility is priced on the business's own circumstances, and a headline figure would only mislead. The total cost guide shows how to judge a real offer instead.

We are a lead-generation and introduction service. We do not lend, we do not make credit decisions, and the tools on this site are general guides rather than advice about your own circumstances.

How is the content made?

Our editorial team writes each guide and page from scratch and checks facts against official Australian sources such as the ATO, ASIC, the Australian Business Register and the PPSR. Every page shows when it was last updated and the sources used, so you can check our work. If you spot something out of date, tell us through the contact page and we will correct it.

See where you stand

If you are ready, the short enquiry takes about a minute and involves no credit check. Accurate answers, especially about assets, amounts and any finance you already have, let us point you in the right direction the first time.